Paul and Gary O'Donovan talk about sporting heroes - Inspiring the next generation.
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Whether you're looking for THE 'if not now, then when' ONCE-IN-A-LIFETIME HOLIDAY LOAN, or THE 'I think I might break if I don't get away soon' SHORT BREAK LOAN, come and talk to your local credit union.
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Whether you're looking for THE 'I need to clear a balloon payment' CAR LOAN, or THE 'I don't want any hidden fees CAR LOAN, come and talk to your local credit union.
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Whether you're looking for THE 'We can't stack the boxes any higher' LOAN, or THE 'we need to convert the garage' HOME IMPROVEMENT LOAN, come and talk to your local credit union.
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Joining a credit union is easy once you are within the common bond of the credit union. Join Now.
When applying for membership you will be asked for proof of ID and proof of address, for example a current passport and recent utility bill.
To find your local credit union, visit our CU Locator.
Before taking out a loan of any kind, it's worth taking the time to understand how lending works.
That way you can compare the benefits and be aware of the risks. Here are some of things that make a credit union loan different:
- There are no hidden fees or transaction charges.
- Credit union interest rates are fair and reasonable and capped by law.
- Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
- Once you are eligible for a credit union loan, repayment terms can be designed around your needs.
Whether you're saving for something in the future or just for a 'rainy day', regular saving is a good idea.
Regular saving with your credit union is an even better idea. At your credit union, you're not just a customer, you're a member of a successful financial co-operative.
Each share you hold in your credit union is equal to €1/£1stg. Depending on the rules of your credit union, to be a member there will be an entrance fee of not more than €1.27/£1stg and you will need to hold a minimum savings of between one and ten shares.
You can use the CU Locator to locate or find contact details for your local credit union.
Please check with your local credit union to ensure Opening Hours listed are correct.
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ILCU welcomes publication of Central Bank’s consultation paper on investment regulations
The Irish League of Credit Unions (ILCU) today welcomes the publication of the Central Bank’s Consultation Paper CP109 on Potential Changes to the Investment Framework for Credit Unions, available here. The authorised investment options for the management and placement of credit union surplus funds to date have been extremely limited. The ILCU has long campaigned for a review of these restrictive investment regulations.
Parents urged to teach young people about financial independence during GR8 Savers Week
Credit unions are urging parents to take advantage of a national youth savings initiative to talk to their children and teenagers about the value of money and the importance of saving for the future. The annual campaign, run by credit unions across Ireland from May 8th to May 14th, aims to assist parents in teaching young people how to manage money responsibly.
ILCU credit unions to set up centralised mortgage system following AGM vote
Credit unions attending the Irish League of Credit Unions’ (ILCU) AGM have voted in favour of a motion that will pave the way for credit unions to become significant players in the mortgage market. Credit unions voted to make funding available for the ILCU to develop a centralised support structure to assist with the administrative burden associated with mortgage lending. It is expected that this support structure will come on-stream towards the end of 2017.
Irish League of Credit Unions appoints Emmet Oliver as Head of Marketing & Communications
The Irish League of Credit Unions (ILCU) is delighted to announce the appointment of Emmet Oliver as Head of Marketing and Communications. Emmet will direct the ILCU’s communications, marketing and media team in his new role which is effective immediately. His focus will be ensuring the credit union movement continues to be a strong player in financial services sector. Read More
26th ALL IRELAND CREDIT UNION SCHOOLS QUIZ WINNERS ANNOUNCED
Donard National School (Co. Wexford) and Kilmacrennan National School (Co. Donegal) have been crowned the national winners of the 26th annual All Ireland Credit Union Schools Quiz. The winning teams were announced this afternoon following a nerve-wracking final where 100 teams battled it out at the RDS in Dublin. The new Credit Union Youth Ambassadors, sporting heroes Gary and Paul O’Donovan, were on hand to put the finalists at ease with an inspiring pre-Quiz pep talk. Read More
Olympic Champions Gary and Paul O’Donovan unveiled as new Credit Union Youth Ambassadors
Olympic silver medallists Gary and Paul O’Donovan have been unveiled as the new Credit Union Youth Ambassadors for the Irish League of Credit Unions. The rowing champions were officially announced as Ambassadors at the ILCU’s Youth and Marketing Conference in Athlone on Saturday 25th February.