Paul and Gary O'Donovan talk about sporting heroes - Inspiring the next generation.
YOUR HOLIDAY LOAN
Whether you're looking for THE 'if not now, then when' ONCE-IN-A-LIFETIME HOLIDAY LOAN, or THE 'I think I might break if I don't get away soon' SHORT BREAK LOAN, come and talk to your local credit union.
YOUR CAR LOAN
Whether you're looking for THE 'I need to clear a balloon payment' CAR LOAN, or THE 'I don't want any hidden fees CAR LOAN, come and talk to your local credit union.
YOUR HOME IMPROVEMENT LOAN
Whether you're looking for THE 'We can't stack the boxes any higher' LOAN, or THE 'we need to convert the garage' HOME IMPROVEMENT LOAN, come and talk to your local credit union.
Your Loan Enquiry Form
YOUR CAR LOAN
YOUR HOME IMPROVEMENT LOAN
YOUR HOLIDAY LOAN
Joining a credit union is easy once you are within the common bond of the credit union. Join Now.
When applying for membership you will be asked for proof of ID and proof of address, for example a current passport and recent utility bill.
To find your local credit union, visit our CU Locator.
Before taking out a loan of any kind, it's worth taking the time to understand how lending works.
That way you can compare the benefits and be aware of the risks. Here are some of things that make a credit union loan different:
- There are no hidden fees or transaction charges.
- Credit union interest rates are fair and reasonable and capped by law.
- Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
- Once you are eligible for a credit union loan, repayment terms can be designed around your needs.
Whether you're saving for something in the future or just for a 'rainy day', regular saving is a good idea.
Regular saving with your credit union is an even better idea. At your credit union, you're not just a customer, you're a member of a successful financial co-operative.
Each share you hold in your credit union is equal to €1/£1stg. Depending on the rules of your credit union, to be a member there will be an entrance fee of not more than €1.27/£1stg and you will need to hold a minimum savings of between one and ten shares.
You can use the CU Locator to locate or find contact details for your local credit union.
Please check with your local credit union to ensure Opening Hours listed are correct.
Visit our CU Locator.
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coveru.ie car insurance offers credit union members great value and most importantly excellent cover, providing peace of mind when motoring. Members can avail of an instant online quote and a great deal of 12 months cover for the price of 11.
With coveru.ie travel insurance, you can relax and enjoy your trip knowing you have all the cover you need. You can choose from single trip, annual multi trip and extended stay. You can make an online purchase in minutes with a 25% discount on offer for private medical insurance holders.
For the reassurance of great car and travel insurance, get a quote with coveru.ie today
Olympic Champions Gary and Paul O’Donovan unveiled as new Credit Union Youth Ambassadors
Olympic silver medallists Gary and Paul O’Donovan have been unveiled as the new Credit Union Youth Ambassadors for the Irish League of Credit Unions. The rowing champions were officially announced as Ambassadors at the ILCU’s Youth and Marketing Conference in Athlone on Saturday 25th February.
Response to Financial Conditions of Credit Unions Report
The Central Bank of Ireland has today (24th February 2017) released a report entitled Financial Conditions of Credit Unions; 2011-2016. The Irish League of Credit Union's have released a statement in response to this report.
Moneylenders take the hit as more borrowers turn to credit unions
100 credit unions across Ireland are now offering the Personal Micro-Credit scheme as increasing numbers turn away from moneylenders and demand for the loan rises. The initiative, known as the ‘It Makes Sense’ loan, was launched in 2016 to combat the grip of moneylenders on low income individuals and households in receipt of social welfare.
All Ireland Credit Union Art Competition Winners Announced
The winners of one of the country’s biggest art competitions, run by the Irish League of Credit Unions (ILCU), have been announced today at Croke Park. A huge 30,000 entries were received through 300 credit unions for the All Ireland Credit Union Art Competition. Cash prizes were awarded to the winners by broadcasting legend Marty Whelan at today’s prize-giving ceremony.
ILCU Statement on Central Bank’s Report on Thematic Fitness and Probity Inspections
The Irish League of Credit Unions today notes the publication of the Central Bank’s Report on Findings of Thematic Fitness and Probity Inspections in Credit Unions. Credit union personnel are fully committed to upskilling and development in relation to Fitness and Probity to be the best they can be for their members, and the ILCU offers a range of supports and advice in this area. Read More
Credit Unions in Northern Ireland show strong Year End Results (NI)
The Irish League of Credit Unions (ILCU) has released very positive 2016 year-end figures showing that demand for loans across credit unions in Northern Ireland is increasing steadily. Loans are up by over 3%, with 72% of credit unions growing their loan books in 2016. Lending has now been on the rise for four consecutive years, and has grown by 11% in total since late 2012. Total net loan arrears have fallen by 6% year on year, and are down by £1.2 million. Arrears have now been falling for the past three years.Read More