YOUR STUDENT LOAN
Whether you're looking for THe 'This Degree will take me to the next level' STUDENT LOAN, or THE 'Need to get my own digs' STUDENT LOAN, talk to your local credit union
YOUR BACK TO SCHOOL LOAN
Whether you're looking for THE 'Uniform he'll grow into' BACK TO SCHOOL LOAN, or THE 'Football kit to keep him happy' BACK TO SCHOOL LOAN, talk to your local credit union.
YOUR HOLIDAY LOAN
Whether you're looking for THE 'if not now, then when' ONCE-IN-A-LIFETIME HOLIDAY LOAN, or THE 'I think I might break if I don't get away soon' SHORT BREAK LOAN, come and talk to your local credit union.
YOUR CAR LOAN
Whether you're looking for THE 'can't ask my Dad for the keys again' FIRST CAR LOAN, or THE 'honey, we can't shrink the kids' FAMILY CAR LOAN, come and talk to your local credit union.
YOUR HOME IMPROVEMENT LOAN
Whether you're looking for THE 'Where does this screw go again' DIY LOAN, or THE 'I was going to get the place painted anyway' HOME IMPROVEMENT LOAN, come and talk to your local credit union.
Your Loan Enquiry Form
YOUR CAR LOAN
YOUR HOME IMPROVEMENT LOAN
YOUR HOLIDAY LOAN
Joining a credit union is easy once you are within the common bond of the credit union. Join Now.
When applying for membership you will be asked for proof of ID and proof of address, for example a current passport and recent utility bill.
To find your local credit union, visit our CU Locator.
Before taking out a loan of any kind, it's worth taking the time to understand how lending works.
That way you can compare the benefits and be aware of the risks. Here are some of things that make a credit union loan different:
- There are no hidden fees or transaction charges.
- Credit union interest rates are fair and reasonable and capped by law.
- Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
- Once you are eligible for a credit union loan, repayment terms can be designed around your needs.
Whether you're saving for something in the future or just for a 'rainy day', regular saving is a good idea.
Regular saving with your credit union is an even better idea. At your credit union, you're not just a customer, you're a member of a successful financial co-operative.
Each share you hold in your credit union is equal to €1/£1stg. Depending on the rules of your credit union, to be a member there will be an entrance fee of not more than €1.27/£1stg and you will need to hold a minimum savings of between one and ten shares.
You can use the CU Locator to locate or find contact details for your local credit union.
Please check with your local credit union to ensure Opening Hours listed are correct.
Visit our CU Locator.
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For the reassurance of great car and travel insurance, get a quote with coveru.ie today
Irish League Of Credit Unions launch results of 2016 cost of third level education study
The Irish League of Credit Unions (ILCU) has today published the results of its annual ‘Cost of Third Level Education’ study. The third level education research asked both parents and students about how they meet the costs of third level education and the financial challenges facing families around the country. The results highlight what the impact of sending children to college (in financial terms) has on family spending and budgets as well as the challenges and concerns parents have in relation to finance, debt, accommodation, course choice and job prospects.
The "It Makes Sense" Loan
In November 2015, a Personal Micro Credit (PMC) pilot initiative was launched in 30 credit unions across the country. Branded The ‘It Makes Sense' Loan, the aim was to prove that credit unions could offer a loan product that matched the convenience and ease of moneylenders’ offerings, addressed the exorbitant rates charged by them and yet was within Central Bank prudential lending guidelines.
BACK TO SCHOOL COSTS 2016
Credit Unions say “Avoid Moneylenders, Shop Around, Plan a Budget”.Today, 13th July 2016,the Irish League of Credit Unions published the results of a their ‘Back to School’ spending survey. The survey takes a look at how much parents in Ireland spend during the school shopping season, whether they plan to borrow, how much debt they are getting into, where they are doing their back to school shopping, and how much parents are spending on back to school costs.
Coveney commits to review of credit union funds for social housing
The Irish League of Credit Unions announced earlier this year it was prepared to provide a fund of up to about €5 billion to assist in the development of social housing.
The AML / CFT Working Group 2016 (17th May)
Credit union officers from across the Republic of Ireland will be meeting in the Hodson Bay Hotel, Athlone on 17th May to discuss anti-money laundering and countering terrorist financing compliance issues. Full info for the events section:
ILCU's Young People's Network
1,000 delegates from 420 credit unions across Ireland are meeting this weekend (23rd / 24th April 2016) at the Irish League of Credit Unions Annual General Meeting at the University of Limerick Concert Hall. The theme for the weekend’s conference is ‘Credit Unions –Shaping our own future’ and discussions will primarily focus on the strategic review of the credit union movement and the opportunities for growth that this presents. President of Ireland, Michael D Higgins delivered the opening address to delegates at the event on Saturday morning.